WE SOMETIMES HAVE BAD WEATHER IN COLORADO, BUT THIS IS THE REASON FOR PROPERTY INSURANCE. IT IS DESIGNED TO DISTRIBUTE THE RISK OF DAMAGE THROUGHOUT SOCIETY SO INDIVIDUAL VICTIMS HAVE NEEDED RELIEF AND HELP. COLORADO PROPERTY OWNERS-KNOW YOUR RIGHTS!
Insurance bad faith attorney James Avery has been handling insurance bad faith claims in Colorado since graduating from the University of Denver College of Law in 1982, initially working for insurance companies such as Travelers, Wausau, St. Paul, and Allstate. He took the side of policyholders in 1989. Since that time, there have been many out-of-state law firms that have entered the legal community, seeking to capitalize on our prospering economy. Jim Avery has been a pioneer in Colorado insurance law for over 30 years, and the lead attorney in the Colorado Court of Appeals case of Cork v. Sentry, which established policy holder rights in insurance bad faith claims related to the commencement of the statute of limitations. As a result of the Cork case, it is established law in Colorado that time limits on insurance bad faith claims don’t begin to run until the act of bad faith that is complained of, and that bad faith can continue to occur as separate acts up until the date of filing and beyond the filing date of the case. This effectively extended policy holder rights until the completion of all business dealings with the insurance company (usually the date of final payment on the claim). This was a major victory for policy holders in Colorado.
The fundamental tenet of bad faith insurance law in Colorado applied by the courts for decades, but often overlooked by consumers and lawyers, is that all insurance contracts have an implied covenant of good faith and fair dealing! This is the cornerstone of insurance bad faith law in Colorado! Layer on top of that the insurance laws and regulations, which provide specific guidelines.
KNOW YOUR RIGHTS!